A few months ago my hubby started to look for cheap home insurance. He thought that we might be paying too much for our home insurance policy. After spending many hours searching online and making phone calls, we decided to just keep the policy that we had because no one could beat the rate that we were getting. Our home and auto insurance policies are both from the same provider. My hubby has been with them for over forty years now and we are not thinking of switching anytime soon.